I have a long list of travels we're taking this year. I'm excited about all of them, but my usual annual travel is 1 week of family vacation and two long weekends. Usually all of these vacations are covered by MacTroll's mileage and hotel points, so we only have to pay for food. This year -- we're stretching points as far as they can go, but we have lots of places we want to go and to get there, we're having to cut back on many other things.
Today, I started living with my new budget that I made two weeks ago. It involves us using more cash rather than credit cards. We pay our visa bills in full every month. But I think my boys have this whole... "It's broke, we'll buy a new one" or "But I want this..." mentality. We have enough stuff. And really, I'd like my family not to be so wasteful.
Every week, I pull a particular amount of money out for groceries and spending cash. I separate it into envelopes. And when the cash is gone, we're done for the week. Any extra spending money goes into another envelope for items I'd like (like my the fact that I'll need a spring/summer wardrobe after losing the weight).